Who I am
I'm David. I have a background in software engineering, I'm a husband, and I came to the US in 2021 to build something that lasts.
I'm not here because I got rich fast. I'm here because I got tired of not understanding where my money went. So I learned it properly, tested it on my own money first, and got licensed.
My story
Everybody said this was the plan. So I followed the plan.
I was chasing freedom, and security.
Being able to save a lot of the money I was earning, make it grow fast and not lose it. I wanted to be in a position where I would never have to worry about taking care of my family in the US and back home.
I pulled money out of my savings and used it as a down payment on a brand new Tesla.
The very next day, a meeting I thought was normal. Then somebody from HR joined the call. Then we got laid off.
The car payment was coming from my own savings account, money I needed to survive until I found a job.
And it was killing the compounding effect in my account.
I asked my 401(k) for my own money.
$4,649.82
Gross
$3,487.37
The check I received
+10%
Penalty bill at tax time
$1,600
What that check seemed to cost
$17,000
What it really cost: $1,600 left alone at 10% for 25 years
I had followed the plan everyone gave me, and I still couldn't reach my own money without paying for it.
I didn't figure it out alone.
What I did
After discovering this strategy, I started testing it for myself. I created a step-by-step plan that helped me move and grow my money somewhere I could actually reach it, without taxes, penalties, or asking permission.
Now I teach that same process to others.
Book a call and we'll look at where you are and where you want to be.